Bankers promised the restoration of housing loans in the near future - news on real estate, Kiev, Kyiv region. Real Estate In Ukraine
Ukrainian bankers wait for the end of the mortgage crisis in the near future.At the moment, as you know, a number of banks have suspended hryvnia lending, some even currency.At the same time, the not long-term loans continued to be granted, as evidenced by official statistics on the growth of banks ' loan portfolios.The return to normal conditions for lending possible in the near future, after the return of confidence in domestic banks by foreign lenders, as well as measures by the state to balance the money supply," - says Valery Patsuy, head of retail business FUIB."Given that the NBU increased reserve requirements for banks to issue long-term loans, the Bank in order to save costs continues to lend only in foreign currency", - says the Chairman of the Board of Raiffeisen Bank Aval Volodymyr Lavrenchuk.The main reason for the decline of housing loans in FUIB consider the level of real estate prices.The cost of real estate in Ukraine exceeded the level of prices in many countries of Europe, which, given the size of income of the Ukrainian middle class, is not conducive to the normal development of this market."Ask yourself, what is the share of Ukrainians who can afford the mortgage payments, even at a zero rate? Believe me, small.