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In Ukraine they are going to introduce compulsory...In Ukraine are going to introduce a mandatory insurance against natural disasters. In particular, the League of insurance organizations of Ukraine (LIOU) in the next few days will submit for consideration of the President, Cabinet of Ministers, Verkhovna Rada and the Council of national security and defense relevant proposals for the introduction of compulsory insurance of public and private property from fire and natural disasters.Recall that the first about the need to introduce in our state effective system of insurance in the event of a disaster declared by the President of Ukraine Victor Yushchenko. As the press service of the President, Yushchenko drew attention to the fact that today the elimination of consequences of natural disasters in Ukraine is only at the expense of the state budget. Other funding sources no, because not properly working system of insurance that is valid worldwide. However, as noted by the President, today in Ukraine we are talking primarily about the need to introduce voluntary insurance - "insurance of at least part of property ownership".Insurance companies, gleefully rubbing his hands, a death grip on a sensible suggestion, under the guise of deciding his several "upgrade". LIOU proposed to begin to surround with care insurers private houses and apartments, and in the future to cover roads, bridges and tunnels. According to the Director of the insurance law center LIOU Alexander Salamova, compulsory insurance will release the budget from damages that accompany any natural disaster, and to shift the problem to the insurance companies.However, practice shows that if the events will develop according to the proposed scenario, the damages will not lie for the insurance companies, and on the already overburdened shoulders of ordinary Ukrainians. "How it will end, it is easy to predict. We will pay, and the insurance company - no!", - briefly outlines a bleak perspective picture Director General of the Association of insurers of Ukraine (ASU) Leonid Chorin.Ukrainian insurance market for a long time can not be developed without the introduction of mandatory types of insurance. The first thing that catches the eye is that whenever insurance companies are trying to push through compulsory insurance, in order to force them to pay ALL. The reason for this "touching care" about the population banal: according to the ACS, the official average level of compensation payments by insurance companies last year amounted to 18%, and real - even lower: about 10%.As for compulsory types of insurance, it truly is a real Klondike for insurers. Here the payout levels are really impressive: in insurance of passengers on transport - 2%, in the motor - up to 8%.For comparison, the level of insurance payments in civilized countries is 80-90% and sometimes 100%. Ukraine to these figures far, as of today, insurance companies earn mainly on the fact that the customers do not pay their premiums. And as long as the activities of the insurers will not be controlled by the state, and the profitability of insurance companies will be hundreds of percent, nothing will change.No one disputes that the cost budget in the end will result in huge amounts, but is the only way out of this situation is to force everyone to pay? It should have today to create a special Fund in case of such emergencies, without reference to its commercial structure? The question is rhetorical.